*Actual APR may vary, and the APR depends on the LIBOR index plus a fixed margin.
|
year
|
Interest rate
|
total price
|
loan percent
|
loan amount
|
Monthly payment
|
Prepayment penalty
|
|
1 year fixed pay
|
cash flow 1% *
|
175000
|
80%
|
140000
|
450.30
|
YES
|
|
5 year fixed pay
|
cash flow 1.95% *
|
175000
|
80%
|
140000
|
513.97
|
YES
|
|
30 year fixed
|
5.25%
|
175000
|
80%
|
140000
|
773.09
|
NO
|
|
15 year fixed
|
4.75%
|
175000
|
80%
|
140000
|
1088.96
|
NO
|
|
30 year fixed
|
5.25%
|
175000
|
90%
|
157500
|
869.72
|
NO
|
|
15 year fixed
|
4.75%
|
175000
|
90%
|
157500
|
1225.09
|
NO
|
|
15 year fixed
|
5.75% jumbo
|
175000
|
100%
|
175000
|
1453.22
|
NO
|
|
30 year fixed
|
6.25% jumbo
|
175000
|
100%
|
175000
|
1077.51
|
NO
|
|
3 year ARM
|
4% *
|
175000
|
80%
|
140000
|
668.38
|
NO
|
*Rate subject to vary depends on market conditions and borrowers credit.
